When repo company comes and gets your car can they drive your car to whatever designation?

1. Can a repo man move another car to get to yours in Georgia?
2. Can a repo man enter private property?
3. What happens if I hide my car from the repo man?
4. How do I stop the repo man from taking my car?
5. Can you go to jail for hiding a car from repossession in Georgia?
6. What are the repossession laws in Georgia?
7. What a repo man can and Cannot do?
8. How long will a repo man look for a car?
9. Can I steal my car back from repo?
10. Should I pay off a repossession?
11. Can a repo man cut a chain?
12. How many months behind on car payment before they repo?
13. Can I keep my car after a charge off?
14. Do repo companies follow you?
15. What happens when your car gets repo?

Can a repo man move another car to get to yours in Georgia?

This means the company cannot break into your garage to retrieve the vehicle. Also, it cannot move other vehicles out of the way in a private driveway or public parking situation to reach the car being repossessed.

Can a repo man enter private property?

The quick answer to this is yes. The California repossession laws allow repossession agents to enter private property to repossess a car or vehicle. ... A repossession agent can also walk into the backyard to repossess a car as long as there is open access to the backyard. Again, there must be open access to the backyard.

What happens if I hide my car from the repo man?

Hiding Your Car Is Just a Bandage

This is considered “breaching the peace,” and it's one of the rights a repo man can't break during the repo process. If you lock your vehicle away and the recovery company is unsuccessful in collecting it, the lender can take you to court and attempt to get a replevin.

How do I stop the repo man from taking my car?

You can avoid repossession by reinstating or refinancing the loan, selling/surrendering your car, or contacting your lender to ask for other options. If you're having issues handling your car loan or other debt, bankruptcy might be a good option for you.

Can you go to jail for hiding a car from repossession in Georgia?

It is possible to be arrested if you hide a car from repo. A civil action can be taken against you in a court. In Georgia, O.C.G.A. 16-9-51 “Hiding, encumbering or endangering property subject to security interest……..” is a misdemeanor charge.

What are the repossession laws in Georgia?

Under Georgia state law, if you are late on your car payments or have defaulted on your lease or finance contract for your car, the creditor has the right to repossess the car, sell it and then possibly sue you for the rest of the debt.

What a repo man can and Cannot do?

Repo men can enter your property to seize your vehicle in most states as long as they do not breach the peace. 1 What this means is that they can enter your property to seize the vehicle, but they may not use physical force or threats, and they may not break into a locked garage or another storage facility.

How long will a repo man look for a car?

Typically, recovery companies attempt to find your car for up to 30 days. Some borrowers attempt to keep their car in a locked garage during the search, which is one of the only places where a recovery company can't take your vehicle from.

Can I steal my car back from repo?

It's completely legal to take back a car that's behind on payments. You have to remember, that car secured the loan. Its collateral protect the creditor. No judgment is needed to repo your car.

Should I pay off a repossession?

When you pay off a repossession, it reduces the amount you owe to your creditors. This has a positive effect on your credit and will help to raise your score. ... Making the new payments as agreed on can help to boost your score by showing a recent history of on-time payments along with reducing your debt.

Can a repo man cut a chain?

Locked Gates Are Off-Limits

In most states, using physical force to cut a lock or chain or otherwise damaging property is considered a breach of the peace. Repo men are not allowed to do anything that counts as trespassing or breaching the peace to get to your vehicle.

How many months behind on car payment before they repo?

Most repos occur after two or three months of no payments

If you've fallen behind (or you think you're going to fall behind) on your car payment for 90 days or longer, you may very well be at risk of having your car repossessed.

Can I keep my car after a charge off?

An auto loan charge-off without repossession is unlikely, unless you have an unsecured auto loan. ... If you don't make your car loan payments as agreed, your lender can take back your vehicle and keep it as payment for the missed loan payments or sell it to recover the money you owe.

Do repo companies follow you?

A repo agent might also survey your house and wait for you to pull out of your garage. The agent will then follow you to wherever you might be heading, be it the grocery store or out to a restaurant. Once you park the car and head into the store or eatery, the repo agent will then be able to retrieve the vehicle.

What happens when your car gets repo?

If your car is repossessed, you still have rights that protect you. For example, any property you kept in the car is still yours. If the creditor repossesses your car, they can sell it, but they can't sell your personal possessions. The law requires creditors to return your property to you.